Yield Products on Stellar

DeFindex

DeFindex (by PaltaLabs) is yield infrastructure on Stellar/Soroban. Non-custodial tokenized vaults let wallets, neobanks, and fintechs offer stablecoin savings: diversified yield strategies auto-rebalance USDC/EURC deposits across underlying protocols like Blend, abstracting lending and yield-vault primitives behind a single SDK and API.

Normal

A wrapped asset protocol helping institutions turn any token held in qualified custody into a yield-generating wrapped asset (“Normal Token”), which can be deployed as liquidity across DEXs. This makes it possible for investors to trade any crypto asset from a single interface and create on-chain crypto index fund tokens — each representing a diversified basket of assets, transparently rebalanced and fully tradable on-chain.

Meria DeFi

Meria DeFi platform (project code "The Place To Stake" is a non-custodial one-stop shop for yield generation and portfolio monitoring across multiple blockchains, aggregating yield protocols and staking with transparency and institutional-grade reliability.

Arka.fund

On-chain asset management protocol on Soroban, enabling non-custodial investment vehicles with multi-AMM routing, customizable fee structures, and DAO governance.

For Yield

For Yield is building one of the first French MiCA-regulated DeFi yield products on Stellar. PSCA dossier filed with AMF April 2026, agrement targeted October 2026. EP simplifie license (ACPR L.522-11-1 CMF) filed in parallel; dual-licence setup unique in France. 50 HNW clients, ~€7-8M AUM. Why Stellar wins: 1 Regulated EU access layer Soroban DeFi lacks, routing EU capital into Blend v2, Aquarius, Soroswap via DeFindex (all on SCF Integration List). 2 EURC-first: deposits, fees, redemptions in EURC, driving Circle's Stellar adoption (aligned with SDF's 2026 EU push). 3 €25M Y1 to €100M Y3 of regulated EU capital (AMF-validated plan, profitable Y1 in every stress scenario). 4 Three open-source Soroban primitives (YieldVault, Performance Fee Module, EURC SAC wrapper) any EU operator can fork. 5 Built on 7 SCF Integration List components (DeFindex, Blend v2, Aquarius, Soroswap, Allbridge, DFNS, Stellar Wallets Kit), no new dependency. Distribution Day 1: 35,000+ subscribers via Crypto & Macro (Saturnin Paulet's Swiss media) and signed LOIs with French wealth managers (May 2026).

Stellar DeFi Hub

Stellar DeFi Hub is a unified access point for DeFi activity on the Stellar network — operated by Ultrastellar (a Stellar ecosystem participant since 2014). Its launch surface is Sentora's curated non-custodial vaults on Stellar (also reachable via yield.xyz), with a roadmap spanning additional vault strategies across DeFi and real-world assets (RWAs).

Cushion

Non-custodial capital protection strategies on Stellar, implemented as SEP-56 tokenized vaults built on Soroban smart contracts. Cushion dynamically rebalances between risky Stellar assets (including digital assets and RWAs) and stablecoins using a CPPI (Constant Proportion Portfolio Insurance) model, preserving a predefined downside protection floor while optimizing performance.

Backyard

Backyard lets users create their own liquid yield strategy for stablecoins. Users build diversified stablecoin yield strategies by allocating across multiple yield vaults (e.g., Blend or Spiko vaults). These strategy LP tokens can optionally be used to mint Backyard Dollar (BYD), allowing users to earn yield while retaining liquidity. By separating yield generation from liquidity, Backyard solves one of DeFi's core inefficiencies: capital locked in yield strategies that cannot be reused without exit friction. The protocol is governed by a ve(3,3)-style capital coordination system, aligning emissions, governance, and liquidity incentives to route capital toward the safest and most productive strategies over time.