Stellar Passport

Stellar Passport is a Web3 identity and participation layer built on the Stellar network that lets users create a secure on-chain profile, track their contributions (like events, GitHub activity, or community roles), and turn that engagement into verifiable reputation and rewards.

Blend

Blend is a lending and borrowing protocol (money market) on Stellar Soroban. Anyone can deploy permissionless, isolated lending pools where suppliers earn yield (interest/APY) by depositing assets like USDC, XLM and EURC, and borrowers take over-collateralized loans. It is the base lending and yield primitive other Stellar DeFi apps build on.

Spiko

Spiko issues tokenized real-world asset (RWA) money market funds on Stellar. Its AMF/ACPR-regulated EUTBL and USTBL funds are backed 100% by EU and US Treasury Bills and let users earn daily yield on cash. A core tokenized-treasuries primitive giving builders onchain short-term sovereign-debt exposure; Stellar is among Spiko's largest deployments.

Benji

Benji is Franklin Templeton's tokenized real-world asset (RWA) platform. The Franklin OnChain U.S. Government Money Fund (FOBXX) — a tokenized money market fund backed by U.S. Treasuries — is natively issued on Stellar, the first U.S.-registered mutual fund to record share ownership on a public blockchain. Distributes daily on-chain yield.

Aquarius

Aquarius (AQUA) is a DeFi liquidity layer and AMM on Stellar/Soroban running stable and volatile AMM liquidity pools with multihop swaps where liquidity providers earn fees plus AQUA reward yield, and incentivizes market-making on the native Stellar DEX. AQUA locks into ICE for on-chain DAO governance votes directing rewards across DEX/AMM markets.

Beans

Beans is a non-custodial Stellar wallet and money-transfer app for iOS and Android aimed at non-crypto-native users. It offers QR payments, multi-currency support, free wallet-to-wallet transfers and MoneyGram cash off-ramps across 185+ countries, abstracting blockchain complexity behind a familiar banking experience.

Soroswap

Soroswap is the first decentralized exchange (DEX) and DEX aggregator on Stellar Soroban, live on mainnet. It is an open-source AMM for swapping tokens and providing liquidity, with an aggregator that routes trades across Soroban AMMs (Soroswap, Phoenix, Aquarius) for best on-chain execution. Its swap Route API returns quotes and optimal routing across Stellar DEXs, including the Stellar classic DEX (SDEX).

Phoenix

Phoenix DeFi Hub is an SCF-funded AMM-based DEX on Stellar/Soroban (PHO token). It runs constant-product and stableswap liquidity pools where liquidity providers add liquidity to earn fees and staking rewards, with a Factory for creating pools and multi-hop routing for on-chain token swaps. One of the AMM liquidity sources aggregated by Soroswap.

WisdomTree

WisdomTree Prime is a retail app from asset manager WisdomTree for tokenized real-world assets (RWA) on Stellar: 13 tokenized funds — including a Treasury/government money market fund (WTGXX) — plus a gold token backed 1:1 by physical bullion. Tokenization is enabled via DTCC Digital Assets and Fireblocks.

Templar Protocol

Templar is a decentralized 'cypher lending' protocol that lets Stellar users borrow USDC against XLM collateral directly from their Stellar wallets, without bridges or wrapped tokens. It uses NEAR's multi-party-computation (MPC) network and Chain Signatures to custody deposits and settle cross-chain. On Stellar the collateral asset is XLM (not Bitcoin); USDC borrowing is also available on Ethereum, Solana, NEAR and other chains. The Stellar integration was announced November 2025.

Lobstr

LOBSTR is a widely used non-custodial Stellar wallet on iOS, Android, web and a browser extension. Users hold, send, receive, buy and swap XLM, USDC and Stellar assets, make peer-to-peer payments, trade on the DEX/SDEX, use fiat on/off-ramps, and claim a federation address (username*lobstr.co) resolving to their account. LOBSTR Vault adds multisig.

Moneygram

MoneyGram Access (MoneyGram Ramps) is a fiat on- and off-ramp anchor on Stellar. Via the SEP-24 standard, users deposit and withdraw cash to and from USDC at ~500K retail locations across 170+ cash-out countries, with no bank account required. In June 2026 MoneyGram launched MGUSD, a self-custodial USD stablecoin issued by Bridge on Stellar.

Freighter

Freighter is the Stellar Development Foundation's official non-custodial Stellar wallet: a browser extension (Chrome, Firefox, Brave) and iOS/Android apps. Users self-custody their private keys to hold, send and receive XLM and Stellar assets and sign Stellar and Soroban transactions, across Mainnet, Testnet and Futurenet (Friendbot funding).

Lumenswap

Lumenswap is a decentralized exchange built on the Stellar network, enabling users to swap and trade assets through a user-friendly interface. It leverages Stellar's scalability and low fees to provide fast, cost-effective transactions, and supports popular wallets like Rabet, Freighter, and Albedo for seamless accessibility.

DeFindex

DeFindex (by PaltaLabs) is yield infrastructure on Stellar/Soroban. Non-custodial tokenized vaults let wallets, neobanks, and fintechs offer stablecoin savings: diversified yield strategies auto-rebalance USDC/EURC deposits across underlying protocols like Blend, abstracting lending and yield-vault primitives behind a single SDK and API.

xBull

xBull is an open-source, non-custodial Stellar wallet available as a browser extension, web app, and iOS and Android mobile apps. Users hold, send, receive, and swap XLM and Stellar assets, manage multiple accounts, and sign Stellar and Soroban dApp transactions. Widely integrated as a wallet-connect option across Stellar dApps.

Etherfuse

Etherfuse issues Stablebonds — tokenized real-world assets (RWAs) on Stellar that bring government treasury bonds onchain, including Mexican CETES treasury certificates and US Treasuries. They give users yield-bearing exposure to sovereign debt and underpin Stellar treasury-management apps such as Bando.

Yellow Card

Yellow Card is Africa's largest licensed stablecoin fiat on-ramp and off-ramp, operating across 20 countries. It converts local African currencies to and from USDC on Stellar, serving as an anchor for near-instant, low-cost cross-border payments and remittances for individuals and businesses across the continent.

Flutterwave

Flutterwave is a fintech company that provides payment infrastructure for global merchants and service providers, enabling businesses to accept payments in over 150 currencies through various channels.

Hana

Hana is a non-custodial multi-chain wallet with Stellar support, available as a browser extension and mobile app. Users hold, send and receive XLM and Stellar assets and connect to Stellar and Soroban dApps via Stellar Wallets Kit and the Freighter API, alongside chains like Ethereum, Sui, ICON and Avalanche.

Albedo

Albedo is a non-custodial Stellar wallet and delegated signer, delivered as a web app and browser extension. It lets users hold a Stellar account to hold, send and receive assets, sign transactions, message-sign arbitrary data, and authenticate to dApps without exposing secret keys, acting as a keystore that other Stellar apps integrate for in-browser signing.

Wave

Wave is a mobile money service operating in Africa, allowing users to deposit, withdraw, pay bills, and send money with minimal fees.

OneKey

Open-source hardware and software wallet with Stellar support, enabling secure self-custody across multiple blockchains.

Ledger

Ledger is a hardware wallet designed to securely store and manage cryptocurrencies offline, protecting assets from online threats. It supports a wide range of cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), and Stellar (XLM).