Paystreme

A payment streaming platform that enables customers to pay in real time for services.

PAYRIT

Payrit is a fintech service that is aimed at bridging the gap between the banked and the unbanked, allowing payments from, within and to both user groups, redefining in-person payments in Nigeria and Africa at large. We are using modern technologies like QR payments and TAP technology for local and international transactions creating a cashless society that's dependable and safer for individuals and business owners.

PayQin

PayQin is a financial platform offering a USD wallet powered by USDC on the Stellar network, tailored to users in emerging markets. Our platform allows users to store, send, and receive funds seamlessly, providing a reliable alternative for those in cash-dependent economies. Through our integration with MoneyGram, users can fund their wallets in over 183 countries, making cross-border transactions faster, easier, and more affordable. By leveraging the Stellar network's low transaction fees and speed, PayQin brings financial inclusion to underserved markets, empowering users with modern financial tools.

Palremit

Palremit is a digital wallet and exchange enabling safe and convenient financial transactions in multiple currencies. We offer a plethora of options in currencies from fiat to crypto while enabling international cross-border transactions across all its services.

Orally

Fully decentralized oracles for any type of data from real world and side chains.

OpenZeppelin

OpenZeppelin is a recognized leader in blockchain security and smart contract development, known for creating widely-used frameworks and tooling. They are partnering with the Stellar Development Foundation to bring their expertise to Soroban—by developing the Stellar Library, conducting security audits, and providing open-source tools.

MugglePay

Help merchants accept crypto on Stellar through autoswap smarts contract built on Soroban. (e.g. pay-in XLM, pay-out USDC)

Mojoflower

Mojoflower is building a number of products on Stellar. Bloom is a entity creator built on Soroban and Petal is a document signing service that allows users to sign documents using their Stellar wallets.

Minah

Minah.io is a decentralized platform transforming the investment landscape for Real World Assets (RWA) in West Africa. Our mission is to address the region's limited funding access and enhance transparency in the investment process, focusing on high-growth sectors like real estate, energy, and agriculture. By bridging the funding gap, Minah unlocks a vital channel for African development while offering investors a structured, accessible path to this high-potential market. Our go-to-market strategy leverages the strong and consistent diaspora flows, which directed over $54 billion to the region in 2023 alone. By streamlining these remittance flows, we create an efficient investment entry point for diaspora members, setting a stable foundation to a wider audience, including non-African descendants and crypto enthusiasts. In terms of projects, we currently have a pipeline of c. 4M€ projects and aim to finalize the conception and distribution of two strategy in the next 6months representig c. 1,5M€. At the end of the year 2026 we aim a cumulative TVL of approximately €[10-20] million. After initial successes, we will introduce a utility token to enhance community engagement and integrate DeFi mechanisms. This phase will center on a tokenized RWA approach, cultivating a community of investors and unlocking DeFi potential within Africa's emerging market.

Metafyed

Revolutionizing access to Real World Assets in Asia through tokenization

Mercuryo

Mercuryo is a leading web3 payment company empowering clients across 150 countries.

LumosDAO

Decentralized Governance on Stellar Network. Create, manage, and participate in DAOs seamlessly, with transparency and efficiency.

LumenShade

This project proposes building a privacy pools protocol on the Stellar network, enabling privacy-preserving asset transfers while maintaining the potential for regulatory compliance. Inspired by initiatives like 0xbow’s Privacy Pools, the goal is to offer users the ability to break transaction linkability using zero-knowledge proofs. Integrating privacy pools into Stellar will enhance the network’s appeal to privacy-conscious users and institutions, unlock shielded payments, and lay the foundation for compliant, private DeFi on Stellar. The project will proceed in two phases: 1. Phase 1: Deliver a fully functional privacy pool with private deposits and withdrawals. 2. Phase 2: Introduce optional compliance mechanisms such as user-defined association sets and selective disclosure, aligning with regulatory expectations.

Lumen Later

Lumen Later is a Soroban-based BNPL protocol on Stellar. It offers over-collateralized, instant credit with a 14-day interest-free period, automated fee distribution, liquidation, and real-time solvency checks, built for scalable DeFi lending.

Loto Punto

Loto Punto kiosks enable easy and affordable self-service transactions in cash within seconds, providing a fast, easy, and inexpensive way to pay, send and receive money. By integrating Stellar Blockchain with Loto Punto’s micro- service-oriented architecture system, we'll offer a more convenient an inexpensive channel for cross border remittances. This is achieved by converting physical FIAT currency into cryptocurrency and vice versa, partnering with relevant Stellar Wallets that provide on-ramp and off-ramp services in each LATAM country.

LocalCoin

LocalCoin enables on-chain control of financially incentivized action to help social good orgs with effectiveness and trust.

Liqvid.xyz

Liqvid.xyz is a compliant infrastructure layer powering tokenization, capital formation, and secondary liquidity across private mid-market alternative assets including private credit, real estate, private equity, bonds, royalties, and more. At Liqvid, we tokenize yield-generating assets and strategies - enabling investors to allocate into diversified private markets, access on-chain collateralized loans, and unlock secondary liquidity with instant settlement.

Liquify

Liquify wants to provide Stellar & Soroban with long-term public RPC endpoints and archival support.

Legasi

Legasi is building the first on-chain Lombard lending infrastructure, replicating the private banking model of asset-backed credit, designed for institutional use. It enables investors and enterprises to borrow stablecoins or fiat against crypto and tokenized RWAs, bringing long-term, capital-efficient financing to the blockchain in a transparent, programmable, and fully compliant way. Through a dedicated lending SPV refinanced by institutional liquidity providers, Legasi connects compliant capital with blockchain-based collateral pools. Collateral remains non-custodial and auditable on-chain, while conversion to fiat is facilitated off-chain by regulated PSPs and EMEs such as Circle, ensuring full AML/KYC compliance and seamless TradFi ↔ DeFi interoperability. Unlike short-term, leverage-driven crypto-backed loans, Legasi provides multi-year financing with stable and competitive rates, focused on capital preservation rather than speculation. Its progressive liquidation mechanism enhances safety by avoiding abrupt liquidations and preserving collateral value, which is key to institutional risk standards. Aligned with Stellar’s mission to bridge TradFi and DeFi, Legasi delivers the credit layer for tokenized assets. By leveraging USDC and EURC on Stellar, the protocol enables cross-border, real-time settlement of Lombard loans and establishes a scalable, compliant RWA credit market within the Stellar ecosystem. Legasi’s long-term vision is to make every tokenized asset bankable on-chain, bringing the trust and precision of traditional finance into the open, interoperable world of Stellar. The project is incubated at 42’s startup incubator within Station F, the world’s largest startup campus in Paris.

Lantern

To expand Lantern’s infrastructure to enable clients to borrow USD & stablecoins against their XLM.

Kryptos

Integrating Stellar Network and Ecosystem into Kryptos to help users and businesses to aggregate all their financial data and unlock access to an ecosystem of fintech applications and services built using the first-ever financial data standardization protocol in Web3.

Komunitin

Komunitin provides a payments system and marketplace for local currency exchange communities.

KindFi

A crowdfunding platform born in Central America that connects donors with real-world causes, leveraging the best of blockchain technology to ensure transparency, security, promote the adoption of the Stellar ecosystem, and improve the lives of people across Latin America who are in great need of support

K3 Labs

K3 is brand new tool that transforms how businesses and developers interoperate with Web 3 technologies - allowing for the orchestration of both simple and complex workflows through the use of a simple drag, drop, and configure interface.