
Ballast Re is an RWA yield-bearing stablecoin vault backed by real-world reinsurance contracts. Reinsurance (insurance for insurers) is a $750B+ industry starved for capital. Ballast Re opens this closed market onchain with sustainable, uncorrelated, safe 6%+ yields. Team: 30+ years across insurance and DeFi, incl. fmr CEO of a major reinsurer plus AXA Ventures and Goldman Sachs alumni. $30M LP and 10+ vault partners committed. How it works: We issue baUSD, a yield-bearing stablecoin backed by regulated US casualty specialty reinsurance treaties, targeting 6%+ APY with zero crypto, equity, or rate correlation. $300B+ in stablecoins sits idle while casualty reinsurance faces its tight capacity with prices rising 5-10%/quarter. Ballast Re connects the two: depositors get baUSD, capital flows to our Bermuda Class 3A SAC reinsurer, and underwriting profit flows back to holders. Unlike T-bill or lending yield (2-4%), baUSD yield comes from insurance premium: no cat exposure, modeled attritional losses, principal protected by a collateral waterfall incl. Reg 114 Trust reserves.

Azza is a stablecoin-powered payments platform built on WhatsApp. It enables users and businesses to move between stablecoins and local fiat, make cross-border and local payouts, and access practical financial tools through simple interfaces like WhatsApp. By combining blockchain infrastructure with localized payment rails, Azza makes stablecoins usable for real-world money movement, savings, and settlement across African markets.

Trustline onboarding protocol and SDK for Stellar. Bundles trustline creation and authorization into a single on-chain transaction (CAP-73 + Soroban), enabling wallets and exchanges to onboard users to any Stellar asset — including regulated AUTH_REQUIRED tokens — with one wallet signature. Ships a TypeScript SDK (@theaha/authline), Soroban router + authorizer contracts, a self-hostable relayer, and a multi-asset activation dApp at authline.io.

Amulets is a live stablecoin banking app for LatAm users. We give crypto users a simple dollar account to hold stablecoins, swap assets, spend globally with a Visa card, and earn crypto rewards. The product is already live, has real users and is generating revenue. Our goal is to become the primary dollar account for crypto-native users in LatAm.

A cross-network execution and liquidity system spanning 20 networks, including native Bitcoin and tokenized equities (xStocks). Wallets, DEXs, and lending protocols integrate SODAX to ship cross-network features faster and extend their reach to every network SODAX touches. SODAX is infrastructure for modern money.

Stellar Raven is a remote MCP (Model Context Protocol) server that connects AI agents and builders to the Stellar ecosystem through a single entry point, aggregating official documentation, ecosystem data, community intelligence, playbooks, and tools.

Soneso's open-source Stellar SDK for Flutter/Dart — build and sign transactions, query Horizon, and interact with Soroban smart contracts via RPC, with support for 18 SEPs.

DeFa by InvoiceMate is on-chain Liquidity-as-a-Service infrastructure that tokenizes verified trade receivables and payment settlements, letting stablecoin liquidity finance real-world economic activity (invoice financing, PayFi settlement, growth capital). Private mainnet is live with gated early access; Stellar is its primary deployment (~$4M TVL on Stellar as of 2026-07-16 per DefiLlama).

Gami Labs runs institutional-grade curated DeFi vaults with active on-chain curation and dynamic risk management (a professional 'risk curator'). Stellar is one of its largest deployments — roughly $19.7M of curated TVL on Stellar as of 2026-07-16 (DefiLlama) — alongside Ethereum, Base, Avalanche and Flare.

Sentora is the leading institutional DeFi platform providing curated vault infrastructure, risk management, and capital deployment tools for professional allocators. Non-custodial vaults with real-time analytics and $3B+ deployed across DeFi and real-world assets.

Stellar DeFi Hub is a unified access point for DeFi activity on the Stellar network — operated by Ultrastellar (a Stellar ecosystem participant since 2014). Its launch surface is Sentora's curated non-custodial vaults on Stellar (also reachable via yield.xyz), with a roadmap spanning additional vault strategies across DeFi and real-world assets (RWAs).

USDY (Ondo US Dollar Yield) is Ondo Finance's yield-bearing tokenized US-dollar asset, backed by short-term US Treasuries and bank deposits, issued natively on Stellar (issuer GAJMPX…DAZ6, published in ondo.finance's stellar.toml with attestation of reserve and redemption via app.ondo.finance). Unlike a payment stablecoin its price appreciates as yield accrues to holders. Also issued on Ethereum, Solana and other networks.

Stellar Wallets Kit (by Creit Tech) is a single TypeScript library that handles integration with all major Stellar ecosystem wallets at once — xBull, Freighter, Albedo, Rabet, Ledger, Trezor, WalletConnect, HOT Wallet and more behind one interface, so dApps integrate every wallet without shipping per-wallet code. An INTEGRATION KIT for developers, not an end-user wallet product.

RouteDock is a unified payment execution layer for autonomous agents on Stellar: one SDK (@routedock/routedock on npm) whose single client.pay() call routes across the three Stellar agent-payment protocols — x402 (Coinbase), MPP charge, and MPP session channels — selecting the mode from the provider's routedock.json manifest. Supports Stellar testnet and mainnet.

TypeScript SDK for deploying and managing OpenZeppelin smart account contracts on Stellar with WebAuthn passkey authentication — passkey/Ed25519/delegated signers, context rules, typed policy clients, fee sponsoring. A client for the OpenZeppelin stellar-contracts smart-account contract, by kalepail (Tyler van der Hoeven). Smart-account TOOLING for developers, not an end-user wallet.

MGUSD is MoneyGram's US-dollar stablecoin, launched June 2, 2026 and native to Stellar — the first dollar token issued by a global cash-payments network on a public chain. Bridge (a Stripe company) is the regulated, GENIUS Act-ready issuer; tokens are minted and burned on M0's smart-contract infrastructure with Fireblocks providing wallet infrastructure. MGUSD is embedded in the MoneyGram app as a self-custodial dollar balance, launching US-first with planned global rollout across MoneyGram's ~60M customers and ~500K retail locations.

PayPal USD (PYUSD) is PayPal's US-dollar stablecoin, issued by Paxos Trust Company (regulated by the New York State Department of Financial Services) and fully backed 1:1 by USD deposits, US Treasuries and cash equivalents. Live on Stellar since September 18, 2025 (stellar.org press: 'PayPal USD is Now Available on Stellar'), extending PYUSD beyond Ethereum and Solana into Stellar wallets and platforms including LOBSTR, Bitcoin.com, Chipper Cash, Decaf, Arculus, Meru, CiNKO and COCA — for everyday payments and real-time SMB working capital ('PayFi') on Stellar rails.

YLDS is an SEC-registered, yield-bearing US-dollar stablecoin issued by Figure Certificate Company (an affiliate of Figure Technology Solutions, Nasdaq: FIGR). Holders earn interest at roughly SOFR minus 0.50%, accrued daily and paid monthly — stablecoin liquidity with money-market-style earning. Launched on Provenance (Feb 2025) and Solana (Nov 2025), YLDS went live on Stellar in May 2026 (stellar.org press: 'Figure Announces Launch of YLDS on Stellar Network') as the network's first regulated yield-bearing dollar product, aimed at fintechs and neobanks offering compliant on-chain dollar savings, notably in Argentina and Brazil.

EURAU is a fully-reserved euro stablecoin issued by AllUnity — the DWS, Flow Traders and Galaxy joint venture, a BaFin-licensed e-money institution — under the EU's MiCAR framework (Germany's first MiCAR-compliant EUR stablecoin, launched on Ethereum July 2025). Live on Stellar since April 2026 (stellar.org press: 'EURAU Launches on the Stellar Network') for regulated euro payments, payouts and remittances; early Stellar-ecosystem adopters include PwC DE, Noumena and Crossmint, and a June 2026 AllUnity–Zebec pilot streams payroll and employee benefits in EURAU on Stellar.

TypeScript SDK for building Stellar smart wallets secured by passkeys (WebAuthn/secp256r1) — client, server and Soroban contract components for signing with device biometrics instead of seed phrases. By kalepail (Tyler van der Hoeven).

Combines IoT-driven data collection with Soroban smart contracts for renewable-energy asset monitoring, parametric insurance, and stablecoin-based energy transactions.

A DeFi options-yield venue on Stellar where users sell covered calls and cash-secured puts on XLM to earn premium upfront, with Black-Scholes pricing and automated settlement.

Tokenized RWAs, such as funds, T-Bills or private credit products, are difficult to trade on traditional DEXs because they are regulated, fragmented and often include redemption periods. This lack of instant liquidity limits their use in DeFi, especially for lending market liquidations, margin calls or fast exits from a RWA into a stablecoin. Octarine solves this problem through RFQ-based auctions. When a user or protocol needs liquidity, selected liquidity providers compete to offer the best executable price. The winning LP takes the asset, waits for its redemption period and earns a premium, while the user receives immediate liquidity. Octarine can also accept bids from third-party protocols and structure dedicated liquidity facilities, increasing available depth and price quality without leaving capital idle. On Stellar, Octarine aims to deploy this liquidity layer for tokenized assets and enable faster and deeper secondary RWA markets.

A Soroban-based Asset Manager for issuing, selling, and redeeming tokens with investor onboarding, KYC, and automated payout distribution.