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Stellar Payments Projects

Payment products built on Stellar: remittance corridors, payout rails, merchant acceptance and treasury tooling, each with its live status, code activity and funding history.

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Beans

Beans is a non-custodial Stellar wallet and money-transfer app for iOS and Android aimed at non-crypto-native users. It offers QR payments, multi-currency support, free wallet-to-wallet transfers and MoneyGram cash off-ramps across 185+ countries, abstracting blockchain complexity behind a familiar banking experience.

Yellow Card

Yellow Card is Africa's largest licensed stablecoin fiat on-ramp and off-ramp, operating across 20 countries. It converts local African currencies to and from USDC on Stellar, serving as an anchor for near-instant, low-cost cross-border payments and remittances for individuals and businesses across the continent.

Flutterwave

Flutterwave is a fintech company that provides payment infrastructure for global merchants and service providers, enabling businesses to accept payments in over 150 currencies through various channels.

Wave

Wave is a mobile money service operating in Africa, allowing users to deposit, withdraw, pay bills, and send money with minimal fees.

Zebec

Zebec is a decentralized infrastructure network that facilitates real-time, frictionless, and continuous streams of payments, enabling seamless financial transactions for individuals and businesses. Their products include real-time payroll systems, on-chain payment solutions, and crypto-enabled debit cards.

Decaf

Decaf is a non-custodial wallet on the Solana and Stellar networks for cross-border money movement across nearly 200 countries. Users on/off-ramp between fiat and USDC via MoneyGram and partner ramps, send and receive remittances, and cash out crypto to local fiat without a bank account, with multi-currency support and FX.

Tala

Tala is a digital financial services provider in emerging markets, offering credit, payments, savings, and other financial tools to underserved populations.

Ripio

Ripio is a cryptocurrency platform in Latin America, offering services such as buying, selling, and managing digital assets through its app and web platform.

PaymentsCard Issuing

Wirex

Wirex is a crypto wallet and payments platform (7M+ users) whose Visa card programme settles in USDC and EURC on Stellar — live since November 2025, when Wirex and the Stellar Development Foundation announced dual-stablecoin Visa settlement. Wirex Pay, its self-custodial card and account product built on smart accounts, is the programme's on-chain layer. SCF-funded (Wirex–Vottun Stellar SDK).

Rozo

Rozo (rozo.ai) is an intent-based stablecoin payments network on Stellar — Rozo Intent Pay lets a payer pay from any chain or token while the merchant receives USDC/EURC. As of 2026 it also runs a live cross-chain USDC bridge (bridge.rozo.ai, mainnet beta) moving native USDC between Stellar and Base, Ethereum, and Solana, which Rozo describes as built on Circle CCTP v2.

Felix Pago

Félix Pago is a WhatsApp-based cross-border remittance app for the US to Latin America corridor, letting migrants send money home to Mexico, Guatemala, Honduras and beyond via chat. It routes USDC over the Stellar network and settles to local fiat in seconds (e.g. Mexican pesos via Bitso and SPEI) — a crypto-to-cash money transfer with no crypto knowledge required.

Afriex

Afriex is a money transfer app enabling fast, low-cost transactions between the USA, UK, Canada, Europe, and African countries like Nigeria and Ghana. It offers competitive exchange rates and seamless international remittances.

Kotani Pay

Stablecoin payments without the need for an Internet connection or a bank account.

xcapit

A UNICEF-backed wallet enabling secure, SMS-based digital asset distribution and management for NGOs and users with no internet access. *Open Source u0026 Certified as a Digital Public Good.

AnchorPaymentsSecurityBridge

Usher

Enhancing Stellar's Anchors with the T Node: Secure, verifiable, and transparent off-chain Payment Rails data verified on-chain.

The Give Hub

A crowdfunding and microloan platform for social causes focusing on remote regions of Latin America and Africa.

stallion

Platform connecting skilled individuals with micro-task opportunities, using Stellar for instant, low-cost payments to workers globally.

Splito

Making Crypto feel like Money.

SiBorg

SiBorg is creating a decentralized monetization protocol that transforms media and creator visibility into a new asset class by tokenizing advertising spaces across various interfaces, enabling buyers to speculate on the future growth of publishers.

Scalps

Scalps is a social payments network offering merchant discovery, payments, social interactions, and an on-chain loyalty system.

RemittEase

RemittEase – Send money instantly and securely across African borders. Powered by Stellar, we offer faster, cheaper, and more transparent remittance solutions than traditional wallets.

Plutope

Plutope offers a non-custodial crypto wallet and crypto debit card, enabling users to manage and spend their digital assets securely. Their services include multi-chain wallet support, instant crypto transactions, and a debit card.

PeerPesa

PeerPesa is a P2P blockchain-based remittance platform that enables fast, affordable cross-border payments using Stellar's XLM, with direct integration to mobile money and bank accounts across East Africa.

Infinity Wallet

Desktop wallet providing a one-stop solution for payments & seamless use of DeFi with Web3 browser for easy access to Web3.

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