Stellar Payments Projects
Payment products built on Stellar: remittance corridors, payout rails, merchant acceptance and treasury tooling, each with its live status, code activity and funding history.
Payment products built on Stellar: remittance corridors, payout rails, merchant acceptance and treasury tooling, each with its live status, code activity and funding history.

Brazil-first emerging-market yield build from the Stellar Builder Summit SP 26 (2nd place) by Fenix.

Brazil-first emerging-market yield build from the Stellar Builder Summit SP 26 (1st place).

Agentic-payments build from the Stellar Builder Summit SP 26 (x402/MPP bounty, 2nd place) by El Guri.

Agentic-payments build from the Stellar Builder Summit SP 26 (x402/MPP bounty, 1st place) by coderipper.

MoonPay is a fiat on/off-ramp (card, bank transfer, Apple/Google Pay) with a dedicated Stellar page for buying XLM. Listed on the Stellar Playbook's ramps directory.

Pay-per-render browser service for AI agents with a live endpoint and x402 payments on Stellar testnet. Winner at the Stellar Hacks: Agents hackathon.

Wallet reputation and DeFi fact-verification agents that accept x402 micropayments on Stellar and Base.

SDK, CLI, and MCP server for issuing virtual Visa cards to AI agents after payment in USDC or XLM. Winner at the Stellar Hacks: Agents hackathon (x402/MPP).

Virtual Mastercard integration for AI agents funded with USDC through x402 on Stellar.

Framework for autonomous agent corporations that register services and earn USDC through x402 payments on Stellar.

Service marketplace and orchestrator that decomposes tasks, hires specialist agents, and pays them through x402 or MPP — on Stellar testnet. Winner at the Stellar Hacks: Agents hackathon.

Experimental coordination network where specialized AI agents discover one another, delegate work, and settle payments on Stellar.

Agent skill for Stellar USDC balances, transfers, swaps, trustlines, and payments to x402 or MPP-gated services. By the MPP Router (Rozo) team.

Node.js, Python, and Go templates for building paid MCP servers with x402 on Stellar — wallet provisioning, spending limits, mainnet-proven. Winner at the Stellar Hacks: Agents hackathon.

Middleware and SDKs for monetizing MCP tools with per-call USDC payments on Stellar mainnet. Winner at the Stellar Hacks: Agents hackathon (x402/MPP).

Open-source router by Rozo for reaching paid MPP services from Stellar-funded clients through a stable API, live on mainnet.

Open HTTP payment protocol (402 Payment Required) with native Stellar support through the @x402/stellar package — the standard used by most Stellar agent-payment projects for per-call USDC payments.

Official SDK implementing the Stellar payment method for MPP (Machine Payments Protocol) charge payments and off-chain payment channels with on-chain settlement. The reference building block for agent payment flows on Stellar.

A programmable treasury account on Stellar that helps organizations automate payments, approvals, scheduled operations, and recovery workflows through policy-driven Soroban smart contracts.

Borderless settlement infrastructure connecting network operators and participants for instant, transparent and compliant global money movement.

Paycashless is a payments and financial management platform for Nigerian small and medium-sized businesses (SMEs). It combines everything an SME needs to accept money, send money, manage cash flow, and access working capital in a single merchant account.

Offer Hub is a decentralized freelancing platform that revolutionizes the freelance job market through blockchain technology, cryptocurrency payments, and smart contracts. Our platform eliminates traditional intermediaries, significantly reduces commissions, and empowers both freelancers and clients with secure and transparent tools to collaborate in areas such as design, programming, writing, consulting, and more.

Muney is B2B stablecoin payment infrastructure for emerging markets. We help fintechs, wallets, remittance companies, payment processors, and businesses convert Stablecoins such as USDC into local value through merchant cash-out, local payouts, remittance payouts, and B2B settlement — without building their own liquidity network, compliance workflows, or last-mile payout infrastructure.

Jumpa is an automated payment platform designed to make cross-border transactions simple, fast, and accessible for users in emerging markets. Today, payments across regions like Africa, Francophone countries, and Southeast Asia are often slow, expensive, and difficult to use. Many people are excluded from modern financial systems due to lack of smartphones, language barriers, or complex banking interfaces. Jumpa solves this by enabling users to send and receive money seamlessly without needing a bank account or advanced devices. Through chat-based interfaces and USSD, Beyond payment, Jumpa also (partnered with companies) provides stable yield by letting users invest small amounts in tokenized real-world assets like commercial paper, offering more predictable returns than traditional DeFi (Aave) models. By combining accessible payments with real-world asset-backed investments, Jumpa helps users not only move money but also preserve and grow their wealth, especially in regions facing inflation and currency devaluation.