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Stellar Payments Projects

Payment products built on Stellar: remittance corridors, payout rails, merchant acceptance and treasury tooling, each with its live status, code activity and funding history.

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Sendana

Sendana is a stablecoin-powered global banking platform that enables freelance professionals, remote workers, and content creators across the Global South to earn globally and spend locally with ease.

Sorted

Sorted is a non-custodial mobile wallet for Android and Android Go phones, built for users in Africa and South Asia. It enables Stellar USDC send and receive, Polygon-to-Stellar USDC bridging, and local cash withdrawals via MoneyGram Ramps (SEP-10/SEP-24) — designed for low-spec devices, intermittent connectivity, and users without access to traditional banking.

Kutana

Kutana is a B2B cross-border trade platform for African SMEs. Its Trade Secure product provides milestone-based escrow with embedded insurance for import and export deals — funds are held in USDC on Stellar, released per milestone on attested trade events, and underwritten by insurance partners. KYB attestations and deal records are anchored on-chain via Soroban contracts.

Janus

Janus is the financial operating system for global freight. It uses AI to extract and structure freight documents in real time, enabling stablecoin-powered cross-border payments and working capital financing for freight forwarders.

Loop

Cashback and discounted gift-card payments app settling on Stellar.

EnergyPay Tesouro Yield

Brazil-first emerging-market yield build from the Stellar Builder Summit SP 26 (2nd place) by Fenix.

Truway

Brazil-first emerging-market yield build from the Stellar Builder Summit SP 26 (1st place).

Sextant

Agentic-payments build from the Stellar Builder Summit SP 26 (x402/MPP bounty, 2nd place) by El Guri.

StellarPay (x402)

Agentic-payments build from the Stellar Builder Summit SP 26 (x402/MPP bounty, 1st place) by coderipper.

MoonPay

MoonPay is a fiat on/off-ramp (card, bank transfer, Apple/Google Pay) with a dedicated Stellar page for buying XLM. Listed on the Stellar Playbook's ramps directory.

InfrastructurePayments

RenderGate

Pay-per-render browser service for AI agents with a live endpoint and x402 payments on Stellar testnet. Winner at the Stellar Hacks: Agents hackathon.

AnalyticsPayments

Nulucre Agents

Wallet reputation and DeFi fact-verification agents that accept x402 micropayments on Stellar and Base.

PaymentsSDKCard Issuing

Cards402

SDK, CLI, and MCP server for issuing virtual Visa cards to AI agents after payment in USDC or XLM. Winner at the Stellar Hacks: Agents hackathon (x402/MPP).

ASGCard

Virtual Mastercard integration for AI agents funded with USDC through x402 on Stellar.

PaymentsInfrastructure

Talos

Framework for autonomous agent corporations that register services and earn USDC through x402 payments on Stellar.

PaymentsInfrastructure

CleverCon

Service marketplace and orchestrator that decomposes tasks, hires specialist agents, and pays them through x402 or MPP — on Stellar testnet. Winner at the Stellar Hacks: Agents hackathon.

PaymentsInfrastructure

AI-Net

Experimental coordination network where specialized AI agents discover one another, delegate work, and settle payments on Stellar.

Stellar Agent Wallet Skill

Agent skill for Stellar USDC balances, transfers, swaps, trustlines, and payments to x402 or MPP-gated services. By the MPP Router (Rozo) team.

x402 MCP Stellar Template

Node.js, Python, and Go templates for building paid MCP servers with x402 on Stellar — wallet provisioning, spending limits, mainnet-proven. Winner at the Stellar Hacks: Agents hackathon.

TollPay

Middleware and SDKs for monetizing MCP tools with per-call USDC payments on Stellar mainnet. Winner at the Stellar Hacks: Agents hackathon (x402/MPP).

MPP Router

Open-source router by Rozo for reaching paid MPP services from Stellar-funded clients through a stable API, live on mainnet.

x402

Open HTTP payment protocol (402 Payment Required) with native Stellar support through the @x402/stellar package — the standard used by most Stellar agent-payment projects for per-call USDC payments.

Stellar MPP SDK

Official SDK implementing the Stellar payment method for MPP (Machine Payments Protocol) charge payments and off-chain payment channels with on-chain settlement. The reference building block for agent payment flows on Stellar.

Smart Treasury

A programmable treasury account on Stellar that helps organizations automate payments, approvals, scheduled operations, and recovery workflows through policy-driven Soroban smart contracts.

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