Real-World Assets on Stellar
Tokenized real-world assets on Stellar: treasuries, real estate, credit, commodities and receivables, with the issuer behind each one and what is actually on chain.
Tokenized real-world assets on Stellar: treasuries, real estate, credit, commodities and receivables, with the issuer behind each one and what is actually on chain.

Bond infrastructure platform built on Stellar and Soroban. Talwex enables institutions to issue, operate, trade, and earn yield from real-world corporate bonds — with regulatory-grade KYC/AML compliance, automated coupon distribution in USDC, proof-of-reserve attestation, and a secondary market for tokenized bonds.

Offers a Soroban-based framework enabling companies to issue, sell, and redeem tokens through secure, compliant automation.

Matrixdock is Asia's leading real-world asset (RWA) tokenization platform, bringing institutional-grade assets on-chain through fully allocated, transparent, and verifiable structures. Products include XAUm (tokenized gold) and XAGm (tokenized silver), each backed 1:1 by LBMA-accredited bullion, and STBT, a tokenized short-term U.S. Treasury Bill designed for on-chain liquidity and collateral use. Matrixdock is building the reserve layer for on-chain capital markets.

Cashlink Technologies is a regulated European provider of token-based capital market infrastructure. It offers end-to-end issuance and settlement services for token-based securities, operating as a licensed crypto securities registrar and custodian. The company serves major financial institutions including Deutsche Bank, KfW, DZ Bank, and Helaba, with over €850 million in transaction volume and 300+ live issuances.

UK-regulated digital asset exchange, broker, and custodian targeting professional and institutional investors globally. Founded by traditional capital markets experts, Archax supports all types of digital assets — from cryptocurrencies to regulated tokenised real-world assets (RWAs). Covers the full digital lifecycle from token issuance and fundraising through to trading and custody.

Decentralized commodity trade finance platform that generates on-chain yield from asset-backed commodity financing trades. Pipeline targets the ~$2.5 trillion trade finance gap — widened by Basel III regulatory changes that made short-duration commodity-backed lending to mid-market traders uneconomic for banks — by providing institutional-grade rails for digital asset investors to access high, asset-backed yield with short duration (30–180 days). Built on Soroban/Stellar with institutional custody (BitGo), KYC/AML screening, and a 3-of-5 Risk Council multisig governance structure.

Lend is building compliant infrastructure for tokenized real estate on-chain, connecting global digital capital with high-yielding real estate operations through legally structured, asset-backed tokens. Users can invest stablecoins into professionally originated deals targeting 8–15% APR, with programmable yield distribution and secondary market liquidity. By integrating with Stellar, Lend leverages its fast, low-cost settlement layer to issue and manage tokenized real estate assets efficiently, enabling DeFi composability, cross-border access, and scalable compliance.

Velo is a Web3 financial protocol built on the Stellar network that bridges traditional finance and decentralized infrastructure. It operates the Federated Credit Exchange (FCX) for digital credit issuance, issues the USDV stablecoin backed by tokenized U.S. Treasury Bills, and enables cross-border payments, remittances, and merchant crypto acceptance through its Orbit platform.

USDM1 is a U.S. dollar-denominated digital sovereign bond issued by the Republic of the Marshall Islands on the Stellar network, backed 1:1 by short-term U.S. Treasuries and used to deliver on-chain disbursements for the country's universal basic income program.

Upshift is a multi-chain, institutional-grade vault infrastructure platform enabling wallets, exchanges, and neobanks to launch custom vaults spanning DeFi yield, RWAs, and PayFi. With TradFi-grade risk controls on 30+ chains, it reached $550M TVL at peak and is now expanding its vault standard to Stellar.

Solv Protocol is the operating layer of Bitcoin, enabling more efficient capital flow through Bitcoin yield products and native tokenization. Backed by Binance Labs and Blockchain Capital.

Blockchain-based fintech and regtech company that automates compliance, streamlines financial transactions, and interconnects financial markets with open infrastructure. Provides institutional-grade platforms for the issuance and management of digital securities and tokenized real-world assets, serving large financial institutions in a SaaS/PaaS model. Co-authored Stellar's CAP-35 (asset clawback) feature and works closely with the Stellar Development Foundation.

Securitize is the world's largest tokenization platform, unlocking broader access to alternative investments by enabling private businesses to raise capital from investors while providing liquidity. With $4B+ in assets across products including BUIDL, USDtb, and VBILL, it is backed by BlackRock and Morgan Stanley.

Portfolio management and order execution system for institutional investors accessing Stellar DeFi and RWA ecosystem.

RedSwan is a FINRA-regulated digital securities marketplace that tokenizes real-world assets (RWAs) on Stellar, focused on commercial real estate. It has issued over $100M of institutional-grade multifamily and hospitality properties, enabling fractional ownership with lower minimums and 24/7 secondary-market liquidity.

Ondo Finance issues USDY on Stellar, a yield-bearing tokenized US-dollar token backed by short-term US Treasuries and bank deposits. Launched on Stellar in 2025, USDY provides an interest-accruing dollar asset (a yield-bearing alternative to fiat stablecoins) for onchain savings, treasury, collateral, and cross-border payment flows. Trades above $1 as yield accrues.

Figure is America's #1 non-bank HELOC lender, building the future of capital markets on blockchain. Built on Provenance Blockchain, Figure also issues YLDS — a yield-bearing stablecoin deployed on Stellar — enabling compliance-first real-world asset access for a global audience. In July 2026 Figure (Figure Markets) joined Stellar's Tier 1 validator set, bringing a regulated capital-markets operator into network consensus.

DTCC is the premier post-trade market infrastructure for the global financial services industry, with over 50 years of experience automating, centralizing, and standardizing the processing of financial transactions across clearing, settlement, asset servicing, and data services. Through its DTC subsidiary, DTCC is enabling the tokenization of custodied assets on the Stellar network — targeting real-world assets such as Russell 1000 equities, ETFs, and U.S. Treasuries — with availability expected in H1 2027.

A blockchain and AI software engineering company and official Stellar ambassador that helps startups and enterprises build smart contracts, stablecoins, CBDCs, digital wallets, and tokenization platforms on Stellar. Rated #1 in Latin America on Clutch with 350+ apps shipped.

Centrifuge is the platform for tokenized real-world assets, providing the infrastructure and ecosystem to tokenize, manage, and invest into RWAs.

Bando is a B2B treasury management platform that enables Mexican companies to invest idle cash into tokenized CETES (Mexican Federal Treasury Certificates) through the Stellar network using Etherfuse's Stablebonds. Mexican SMEs hold +155 billion USD in idle cash that loses value to inflation. Traditional treasury products require high minimums ($25k USD), long lock-ups, and opaque fee structures, and offer a cumbersome user experience. Bando solves this by providing a simple platform where businesses can deploy surplus MXN into tokenized government-backed bonds, earning competitive yields with daily liquidity. Our vision is to become the default treasury management layer for Mexican businesses, bridging traditional finance and blockchain through a compliant, intuitive interface that abstracts away the complexity of on-chain operations. Companies interact with a familiar fintech experience while benefiting from Stellar's speed, low fees, and transparent settlement.

Amber aims to launch a protocol to tokenize real world assets on Stellar network.