Stellar Stablecoin Projects

Projects issuing or building on Stellar stablecoins, with their issuers, pegs and integrations. For the assets themselves and their live supply, see /stablecoins.

PaymentsStablecoin

Wellspring

Wellspring is an institutional treasury management and payments platform enabling businesses to receive fiat and stablecoin payments, custody funds, earn yield (up to 12% APY), and move money globally from a single dashboard. Built on Stellar, it integrates USDC.xlm custody via Turnkey, fiat on/off-ramps through Bridge (a US-regulated Stellar Anchor), and on-chain yield generation via Blend's lending protocol.

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PaymentsStablecoin

InveStar

InveStar is a mobile-first remittance-to-investment platform built on Stellar that connects cross-border USDC transfers directly to brokerage accounts. Targeting the US/MENA–Bangladesh corridor, it enables diaspora users and freelancers to send money home via MoneyGram Ramps (SEP-24) while optionally routing a portion into Dhaka Stock Exchange (DSE) equities or US securities via Alpaca. Custodial Stellar USDC wallets, Horizon SSE event streaming, and a licensed tri-party DSE OMS integration power the remit-to-invest flywheel.

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PaymentsStablecoinCard Issuing

Blockroll

Blockroll is Nigeria's first stablecoin wealth platform on Stellar, combining USDC payments, on-chain yield via DeFindex vaults, and a Visa card funded from Stellar USDC balances. Nigerian freelancers can receive international fiat (USD, EUR, GBP) directly into USDC via Bridge virtual accounts, earn yield on idle savings, and off-ramp to NGN via SEP-24 anchors (Linkio). All user wallets are Stellar-native MPC accounts provisioned via DFNS.

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Stablecoin

Sava

Turkey has one of the highest crypto adoption rates in the world, over 25% of the population owns crypto, roughly 25M people and $200B+ in annual transactions. The Lira lost over 80% of its value against the dollar in 5 years, with inflation above 40%. Bank deposit rates don't keep up, so savings lose value every month. Millions already convert lira to stablecoins through exchanges like BtcTurk and Binance TR, but the process is fragmented, buy USDC on an exchange, move to a wallet, find a protocol, manage seed phrases. Most stop at the exchange and miss out on any returns. Sava removes that complexity. A non-custodial savings app built on Stellar where Turkish users deposit Lira, earn returns on USDC through Blend Protocol lending pools, and see everything in ₺. Users sign in with email — Privy creates a self-custodial Stellar wallet automatically, no seed phrases needed. Mercuryo handles TRY-to-USDC conversion inside the app. The experience is a savings account, not a DeFi dashboard. Turkey has zero Stellar-based consumer products today. Sava is the first.

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PaymentsStablecoin

Paywit

Paywit is a wallet-agnostic payment layer enabling merchants to accept stablecoin payments on Stellar without integrating individual wallets or managing blockchain complexity. It provides hosted checkout and drop-in SDKs that abstract wallet complexity — merchants integrate once, users pay from any Stellar wallet via SEP-7, and funds settle directly to merchant wallets (fully non-custodial). Paywit verifies payments via Horizon and notifies merchants instantly.

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StablecoinPayments

PagFinance

BRLP is a regulated BRL settlement token issued on Stellar for institutional FX, institutional payments, and crypto-to-fiat reconciliation. Tokens are minted only after BRL is received in a regulated account, transferred exclusively between authorized institutional counterparts, and burned on exit — on-chain supply always matches real-world custody. PagFinance replaces bilateral reconciliation and delayed settlement with near-instant finality, deterministic auditability, and compliance-by-design, connecting Brazilian banking rails to modern on-chain coordination using Stellar's native asset controls.

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StablecoinPayments

Novatti

Novatti is an Australian payments company (ASX: NOV) that delivers payment solutions enabling businesses to accept Visa, Mastercard, Amex, Apple Pay, Alipay, WeChat Pay and more. On Stellar, Novatti issued AUDD — an Australian Dollar stablecoin that surpassed $1 billion in on-chain transactions in 2025.

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WalletPaymentsStablecoin

Ibis

Stablecoin neobank and ramp infrastructure for Venezuela, combining a self-custody wallet app with an API that lets developers and businesses fund with USDC on Stellar and settle payouts in bolivares.

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Stablecoin

Circle

Circle is the issuer of USDC (native on Stellar since 2021) and EURC (native since 2023), the two flagship fiat-backed, full-reserve, MiCA-compliant stablecoins on Stellar. They serve as base settlement currency across Stellar anchors, DeFi, payments and on/off-ramps, with native USDC cross-chain transfer via Circle's CCTP, live on Stellar.

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StablecoinLendingYield

Backyard

Backyard lets users create their own liquid yield strategy for stablecoins. Users build diversified stablecoin yield strategies by allocating across multiple yield vaults (e.g., Blend or Spiko vaults). These strategy LP tokens can optionally be used to mint Backyard Dollar (BYD), allowing users to earn yield while retaining liquidity. By separating yield generation from liquidity, Backyard solves one of DeFi's core inefficiencies: capital locked in yield strategies that cannot be reused without exit friction. The protocol is governed by a ve(3,3)-style capital coordination system, aligning emissions, governance, and liquidity incentives to route capital toward the safest and most productive strategies over time.

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