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Stellar Payments Projects

Payment products built on Stellar: remittance corridors, payout rails, merchant acceptance and treasury tooling, each with its live status, code activity and funding history.

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Coins PH

BSP-regulated Philippine anchor and exchange providing PHP fiat on/off-ramps and remittances on Stellar, with 33,000+ cash-in/cash-out locations; an early Stellar PHP anchor and issuer of the peso-backed PHPC stablecoin.

Clickspesa

East African Stellar anchor (ClickPesa) based in Tanzania enabling cross-border B2B payments that settle into Tanzanian Shilling (TZS) on local bank and mobile-money rails, connecting senders abroad to recipients in Tanzania.

Cash Abroad

LATAM cross-border payments anchor (cashabroad.one) enabling businesses to send and receive instant, low-cost international payments via USDC on Stellar.

Boss Pay

IDT's BOSS Money (formerly Leaf Global Fintech), a Stellar-based remittance and digital-wallet service for migrants and refugees across East and Francophone Africa (Rwanda, Uganda, Kenya, DRC, Senegal, Cameroon, Côte d'Ivoire), letting users store and send cross-border value.

DEB

Ride-share app.

Wally

Wally is a P2P marketplace for online experiences, aimed to give users the freedom to break through the boundaries of conventional payments.

Timed Transactions API

Schedule payments on the Stellar network!

Sendit

Simple wallet that lets anyone send and receive Stellar payments using a regular email address, removing the need to know the recipient's blockchain address. Awarded funding in Stellar Community Fund Round 4.

Slimepay

Slimepay is a regulated fiat-to-Stellar anchor and merchant settlement rail for Africa. It bridges customer accounts to the Stellar network via SEP-6, SEP-24, and SEP-31, enabling USDC-to-NGN cross-border B2B payments with full KYC, interactive deposits, and programmatic withdrawals.

Rail402

Rail402 is an Apache-2.0 x402 payment infrastructure suite for Stellar. It provides a facilitator compatible with canonical x402 clients, a Bazaar for discovering and cataloging paid HTTP endpoints and MCP tools, an MCP server enabling AI agents to find and pay for Stellar services, and an SDK and CLI for buyer/seller integrations. Built on the @x402/stellar payment flow with Soroban smart contracts, Rail402 supports both exact fixed-price and metered (upto) payment schemes with sponsored XLM network fees. An on-chain Explorer indexes x402 payment activity across all Stellar facilitators.

HumanityLink

A Stellar-based platform enabling humanitarian aid payments using zero-knowledge (ZK) technology.

Crebit Pay

Stablecoin-powered FX infrastructure on Stellar, offering rate locks that protect businesses and users from foreign exchange volatility in cross-border payments. Backed by a16z speedrun.

BVNK

Enterprise stablecoin payments infrastructure, now part of Mastercard. Build financial products, unlock new markets, and move money across 130+ countries.

PaymentsStablecoin

Minisend

Minisend is a cross-chain stablecoin settlement infrastructure for Africa. Users and businesses send USDC or USDT to a single address and settle to M-Pesa, Airtel Money, or a bank account in Kenya, Nigeria, or Ghana in seconds, with an onramp in the other direction. Minisend is live today across 26 EVM chains and solana , serving traders, freelancers, and businesses that receive cross-border payments.

PaymentsSocial Impact

Enable

Here’s a tightened version under 1100 characters: Humanity Link is building Enable, a financial infrastructure layer designed to improve how aid and value move globally. Over the past several years, we have worked with organizations such as the Red Cross and Norwegian Refugee Council, supporting more than $70 million in aid delivery through digital communication and cash assistance systems.

Haven

Haven - privacy-first crypto neobank ------------------------------------------- Everyday banking on public blockchains, without exposing the user's financial life on a public ledger. problem Every on-chain payment exposes the payer. Anyone can look up a wallet and see salary, balances, and purchase history. solution Haven packages private, compliant payments into a product people already know how to use, a neobank.

Catlog

Catlog gives African businesses the tools to set up an online store, manage orders & records easily, and collect payments locally & internationally without hassle.

Micro Be

Problem French marinas use clonable RFID cards to distribute water and electricity to boaters, causing ~€385K in annual losses across our 11 contracted marinas. Credit purchases also depend on marina office opening hours: ~25% of high-season arrivals occur outside these hours, limiting access to utilities and representing ~€1.2M in potential annual revenue.

Balance

Balance will add institutional-grade custody and payment infrastructure for Stellar assets. The project will enable regulated financial institutions, fintechs, funds, and enterprises to securely hold XLM and Stellar-issued assets, create and manage wallets, enforce transaction policies, and move assets through Balance’s API and institutional interface.

Hypertron

Hypertron is a private-payments and operations layer for businesses on Stellar: B2B payments, treasury and compliance workflows with opt-in privacy (shielded amounts, selective disclosure for auditors) built on Protocol 25 (X-Ray) primitives (BLS12-381, Poseidon). Presented at the official Stellar developer meeting (2026-07-23); in development on testnet.

Upesa

Liquid by Upesa: anchor-based cross-border liquidity and payouts for African SMEs.

StablecoinPayments

PagCrypto

Regulated BRL settlement token (BRLP) for FX and institutional payments on Stellar.

PaymentsLending

Crebit

Rate-lock financial protocol on Stellar.

Yolat

No description available.

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